I am an experienced risk professional and senior managing director who received positive feedback from my managers, strong reviews, made progress on moving forward the risk agenda, and was respected by my colleagues and partners. I am well known in the risk industry. A global bank (not Citi) laid me off on my 65th birthday. I still feel vital, have energy, keep my skills current, and am very open to new ways of doing things. I was let go with a small severance package and no bonus. My position has been downgraded twice since I left. Age discrimination combined with sex discrimination is real. I have not been able to secure a new position and suspect that age is a factor in hiring decisions (hidden within feedback comments like “not good cultural fit”; “seems too strategic”; “concerned about ability to be hands on.”